Skip to content
Research Article Open access CC BY 4.0

Assessing the Service Quality and Customer Satisfaction of Financial Institutions

Erica D. Bangkong, Joriz Jhon E. Bautista, Charisse A. Pernito, Jessa I. Silat, Jilla Mae D. Susada

Asian Journal of Education and Social Studies · pp. 1227–1245 · Published 8 Aug 2025

10.9734/ajess/2025/v51i82315

Abstract

This study explored service quality and customer satisfaction among clients of financial institutions in Cateel, Davao Oriental. It analyzed respondents’ demographics (age, gender, civil status, education, income source, and monthly income) and assessed service quality using the SERVQUAL dimensions and satisfaction through loyalty and word-of-mouth. It employed the SERVQUAL model's five dimensions—tangibles, reliability, responsiveness, assurance, and empathy—measured on a 5-point Likert scale. Using a descriptive-comparative and correlational design, data from 183 business owners were analyzed via SPSS. Results showed high ratings in assurance and responsiveness, and strong customer satisfaction. ANOVA revealed significant differences based on civil status, education, and income source, but not gender or income level. A strong positive correlation between service quality and satisfaction highlights the need for demographic-sensitive service strategies.

Assurance customer satisfaction empathy financial institutions reliability responsiveness service quality tangibility

Cited by 0

No indexed citations yet.

Article metrics

Real usage data collected on this platform.

18

Page views

0

PDF downloads

0

Outbound clicks

0

Citations

Views over time

Views by country

Approximate, from request IP at view time — not citizenship or institution. Countries with fewer than 5 views are grouped as "Other".

Traffic sources

Referring site, by host.

Views and downloads exclude known bots/crawlers. Citations combines this platform's own DOI-resolved index with each external source's own reported total — see Cited by above for individually listed citing works. Last refreshed 0 seconds ago.