Gender, Educational Qualification and Ethnicity Differences in Personal Financial Management Practices among Generation Y in Malaysia
Rudy Ansar, Mohd Rahimie Abd Karim, Zaiton Osman, Muhamad Shameer Fahmi
Asian Journal of Economics, Business and Accounting · pp. 1–7 · Published 6 Aug 2019
10.9734/ajeba/2019/v12i130143Abstract
This paper examines gender, educational qualification, and ethnicity differences in personal financial management practices among Generation Y in Malaysia. The issue of this study concerns the number of young generation identified as Generation Y, who has been declared bankruptcy keep on increasing year-to-year. Therefore, this study focuses on Generation Y, who was born from 1981 to 2001 and included respondents from all the states of Malaysia. The Statistical Package for the Social Sciences version 25.0 (SPSS 25.0) was used to analyse a total of 119 valid questionnaires collected using the Chi-Square test. The findings displayed that only ethnicity differences in personal financial management practices among Generation Y in Malaysia were found. The results of the study can be used as guidelines by the Malaysian government agencies and policymakers. They can also enhance their knowledge regarding financial needs and education to improve peoples’ personal financial management practices as well as being an alternative in finding the solution to control the bankruptcy problem among members of Generation Y in Malaysia.
Cited by 4
Gatot Nazir Ahmad, Ari Warokka, Irna Puji Lestari · Humanities & Social Sciences Reviews · 2020
Rudy Ansar, Brahim Chekima, Suddin Lada · Business and Management Horizons · 2023
Yuli Agustina, Charlotte Davis, Shabilla Berliana Haryono · Journal of Eastern European and Central Asian Research (JEECAR) · 2023
Rudy Ansar, Brahim Chekima, Suddin Lada · Asian Economic and Financial Review · 2023
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