Zaiton Osman

The Impacts of Future Orientation and Financial Literacy on Personal Financial Management Practices among Generation Y in Malaysia: The Moderating Role of Gender

Rudy Ansar, Mohd Rahimie Abd Karim, Zaiton Osman & Muhamad Shameer Fahmi · Asian Journal of Economics, Business and Accounting · 2019

This paper investigated the relationship between future orientation and financial literacy toward personal financial management practices among Generation Y in Malaysia, particularly amongst those who were born between 1981 and 2001 coming from Sabah, Sarawak, Selangor, Kuala Lum...

Open access Research Article 10.9734/ajeba/2019/v12i130139

Gender, Educational Qualification and Ethnicity Differences in Personal Financial Management Practices among Generation Y in Malaysia

Rudy Ansar, Mohd Rahimie Abd Karim, Zaiton Osman & Muhamad Shameer Fahmi · Asian Journal of Economics, Business and Accounting · 2019

This paper examines gender, educational qualification, and ethnicity differences in personal financial management practices among Generation Y in Malaysia. The issue of this study concerns the number of young generation identified as Generation Y, who has been declared bankruptcy...

Open access Research Article 10.9734/ajeba/2019/v12i130143