The Impact of Financial Literacy and Financial Inclusion on the Performance of MSME in Bogor City
Ratih Puspitasari, Danti Astrini
Asian Journal of Economics, Business and Accounting · pp. 125–131 · Published 1 Oct 2022
10.9734/ajeba/2022/v22i2330741Abstract
Aims: This study aims to analyze the impact of financial literacy and inclusion on the performance of MSMEs in the Bogor city region. The existence of MSMEs in Bogor city has an essential role that needs to analyze through financial literacy and inclusion approaches. Methodology: The respondents were selected through a non-probability sampling technique, mainly purposive sampling. Primary data was gathered by using a self-administered questionnaire with five points Likert scale. Multiple regression was conducted to analyze the research hypotheses determined. Results: The results, financial literacy, partially has a significant effect on MSMEs’ performance. Unfortunately, financial inclusion did not support by empirical data. Nevertheless, financial literacy and inclusion simultaneously significantly affect MSMEs’ performance in the Bogor city region.
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