An Analytical Study of the Non-performing Asset (NPA) Issue in Punjab National Bank: A Pre-pandemic Study
Ruby Kazmi, Syed Kumail Sajjad, S. Faizan Askari Afser Rizvi
South Asian Journal of Social Studies and Economics · pp. 158–169 · Published 5 Jun 2025
10.9734/sajsse/2025/v22i61045Abstract
NPAs are seen as a crucial factor in evaluating banks' implementation and financial stability. One of the factors influencing financial safety and the growth of the banking sector is the amount of non-performing assets (NPAs). These days, financial institutions and organisations face a significant problem in managing non-performing assets (NPAs), as these assets are indicative of a significant setback for the economy's growth. Since 2010, the study discovered a substantial correlation between Punjab National Bank's share capital and advances and its gross and net non-performing assets. Figures support the conclusion that, since 2010, the Bank has been steadily increasing the amount of advances it provides at a steady rate.
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