Assessing the Effectiveness of Microfinance Initiatives in Alleviating Poverty in Rangpur Division, Bangladesh
Mst. Nishrat Zaman, Md. Nazmus Sakib
Asian Journal of Economics, Business and Accounting · pp. 229–240 · Published 25 Sep 2023
10.9734/ajeba/2023/v23i201107Abstract
This study explores how microfinance initiatives have reduced poverty, particularly in Bangladesh's Rangpur division. This study aims to find the microfinance initiatives' effectiveness in alleviating poverty in the Rangpur Region of Bangladesh. A survey-based exploratory approach, the study is grounded on the primary data collected from 120 respondents who have obtained Microcredit from different non-governmental organizations (NGOs). The study used several statistical tools to investigate the findings using IBM SPSS (V-23). The study observed the demographic traits, attitudes towards microcredit programs, and their effects on asset ownership, income, housing, education, and health. The results provide significant information for regulators and development professionals to construct new, more focused interventions to reduce poverty in Bangladesh.
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