Determinants of Personal Financial Literacy in  Sri Lanka: With Special Reference to University Students

Sudarma Priyadarshani; J. A. Prasansha Kumari

doi:10.9734/ajeba/2021/v21i1130437

Research Article Open access CC BY 4.0

Determinants of Personal Financial Literacy in Sri Lanka: With Special Reference to University Students

Sudarma Priyadarshani, J. A. Prasansha Kumari

Asian Journal of Economics, Business and Accounting · pp. 1–12 · Published 10 Aug 2021

10.9734/ajeba/2021/v21i1130437

Abstract

The objective of the study is to determine the factors for the personal financial literacy of university students. The study aims at the determinants that reasoning on personal financial literacy. The sample was selected from a final year student at the University of Kelaniya, Sri Lanka. Pearson Chi-Square was used to test the hypotheses. The study found that faculty, relevant course, work experience, monthly money receiving are the main determinants for the personal financial literacy of undergraduates. On the other hand, gender, education of parents, race, financial management skills, and personal financial literacy are not the significant factors for determinants to personal financial literacy. The outcomes of the study will be useful to academics, policymakers to understand the main determinants for personal financial literacy

Financial literacy financial management skill education undergraduates

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Sudarma Priyadarshani, J. A. Prasansha Kumari (2021). Determinants of Personal Financial Literacy in Sri Lanka: With Special Reference to University Students. Asian Journal of Economics, Business and Accounting , 1–12. https://doi.org/10.9734/ajeba/2021/v21i1130437

Affiliations

Sudarma Priyadarshani — Department of Economics, University of Kelaniya, Sri Lanka.
J. A. Prasansha Kumari — Department of Economics, University of Kelaniya, Sri Lanka.

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