Islamic Financial Literacy, Concepts, and Indicators
Nameer Ameer Jasim Alsayigh, Zainab Musaab Abdulsalam Al-Hayali, Al-Hayali, Zainab Musaab Abdulsalam
Asian Journal of Economics, Business and Accounting · pp. 6–19 · Published 19 Jul 2022
10.9734/ajeba/2022/v22i2130683Abstract
The study aimed to diagnose the levels of Islamic Financial Literacy in the targeted sample by tackling the research problem which is formulated through the following question: "Does the members of the researched sample have financial literacy?" On this basis, the study hypothesized that "there are some (ignorance or deficiency) in the levels of Islamic financial literacy among individuals in the sample researched, and this limitation varies by age, gender, and educational level". A broad segment of the post-graduate students (Ph.D., Master's, and Higher Diploma) of the Faculty of Management and Economics at the University of Mosul represented the research sample. The study utilized a checklist test prepared and designed by the researchers electronically and the study used the method of content analysis and comparative analytical method to reach the results. The results indicated that the age and male gender are critical factors in excelling in the test of Islamic financial literacy. Based on the conclusions, the research recommended adding activities of the Islamic financial system and the methods it uses to allocate and direct funds to the college curriculum in an attempt to reduce the gaps identified by the study.
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