Decision to Use Electronic Banking by Bank Customers in a Rural Economy
Nsikak-Abasi A. Etim, Glory E. Edet
Asian Journal of Economics, Business and Accounting · pp. 1–9 · Published 8 Dec 2016
10.9734/AJEBA/2016/29449Abstract
An empirical study of bank customers decision to adopt electronic banking was investigated using cross sectional data set. Using the multi-stage sampling procedure, a total of 120 customers were selected. With the aid of questionnaire, primary data were obtained for a period of 3 months. Data were analyzed using univariate probit regression model. Results revealed that whereas age, monthly income, education and distance to nearest bank of customers were significant and positively related to the willingness of bank customers to adopt electronic banking, household size was significant (p<0.05) and negatively related to the customers willingness to use electronic banking. Findings suggest the need to increase the number and proximity of automated teller machines (ATM) located in the rural communities and households to encourage customers use of electronic banking facilities.
Cited by 0
No indexed citations yet.
Related research
- Willingness of Voluntary Counseling and Testing Among Long Distance Truck Drivers: A Window of Opportunity in Control of Retroviral Disease — shares topic coverage
- Assessment of Agro-input Dealers’ Willingness to Invest in Legume Inoculants in Northern Ghana — shares topic coverage
- Attitude and Willingness of Teachers to the Intergration of Entrepreneurship Education into Secondary School Curriculum in Anambra State — shares topic coverage
- Willingness to Pay for Organic Vegetable in Ado-Ekiti Metropolis, Ekiti State, Nigeria — shares topic coverage
- Bridging the Gap: Factors Influencing Farmers' Willingness and Behaviour in Biopesticide Application — shares topic coverage
Article metrics
Real usage data collected on this platform.
0
Page views
0
PDF downloads
0
Outbound clicks
0
Citations
Views by country
Approximate, from request IP at view time — not citizenship or institution. Countries with fewer than 5 views are grouped as "Other".
No views recorded yet.
Traffic sources
Referring site, by host.
No traffic recorded yet.
Views and downloads exclude known bots/crawlers. Citations combines this platform's own DOI-resolved index with each external source's own reported total — see Cited by above for individually listed citing works. Last refreshed 0 seconds ago.