Digital Financial Inclusion in Bangladesh: Unlocking Opportunities for Marginalized Populations
Asian Journal of Economics, Business and Accounting · pp. 206–220 · Published 5 Mar 2025
10.9734/ajeba/2025/v25i31704Abstract
This study examines the impact of digital financial services on financial inclusion in Bangladesh, with a particular focus on marginalized communities. Using data from the IMF Financial Access Survey (FAS) 2023 and employing regression and time-series analysis, the paper highlights significant relationships between digital banking indicators and financial inclusion outcomes, such as SME loans and the number of borrowers per 1,000 adults. The findings underscore the transformative potential of digital banking in bridging financial gaps while identifying persistent challenges, including limited infrastructure, digital literacy deficits, and gender disparities. The paper concludes with actionable recommendations for policy interventions to address these barriers and promote sustainable financial empowerment. This study helps explain how digital financial services promote economic growth in developing countries.
Cited by 19
Vina Gabriella Saragih, Peni Anggriani, Aditiya Pratama Daryana · eCo-Fin · 2025
Shakila Salam, Faima Farzin Mim, Mousumi Saha · Journal of global entrepreneurship research · 2025
Walaa Magdy Rezk · Journal of Innovation and Entrepreneurship · 2026
Xianghua Tang, Yasmin Bani, Saifuzzaman Ibrahim · Discover Sustainability · 2026
Peterson K Ozili, Karim Iddouch · Social Responsibility Journal · 2026
M. Rezwan Khan, Anindita Rai, Ankon Paul · Asia-Pacific Journal of Business Administration · 2026
Mehzabul Hoque Nahid, Khandakar Tahurul Islam, Tasnim Hobibur Rahman Tipu · Sustainable Futures · 2026
Viviana Espinoza-Loaiza, Domingo García Pérez de Lema, Mauricio Castillo‐Vergara · Cogent Business & Management · 2026
Basil Osayin Daudu, Salisu Ameh Amodu · Emerald Group Publishing Limited eBooks · 2026
Md. Sharif Hassan, Fatema Tuz Zahra, Nguyen Hong Mai · SAGE Open · 2026
Showing 10 of 19 known citations — external sources report more than can currently be individually listed.
Related research
- Rescue and Emergency Management of a Water-Related Disaster: A Bangladeshi Experience — shares topic coverage
- Risk Factors Assessment of Zoonotic Anthrax among the People at Risk (PAR) in Selected Areas of Bangladesh — shares topic coverage
- Injury in Construction Site of Bangladesh - Findings from a Nationwide Cross Sectional Survey — shares topic coverage
- Respiratory, Neurological and Other Health Outcomes among Plastic Factory Workers in Gazipur, Bangladesh — shares topic coverage
- Five Year Survival Rate of Adolescents and Young Adults (AYA) Cancer Patients: A Prospective Fixed Cohort Study in Bangladesh — shares topic coverage
Article metrics
Real usage data collected on this platform.
65
Page views
0
PDF downloads
33
Outbound clicks
19
Citations
Views over time
Views by country
Approximate, from request IP at view time — not citizenship or institution. Countries with fewer than 5 views are grouped as "Other".
Traffic sources
Referring site, by host.
Views and downloads exclude known bots/crawlers. Citations combines this platform's own DOI-resolved index with each external source's own reported total — see Cited by above for individually listed citing works. Last refreshed 0 seconds ago.