The study is motivated by the growing importance of financial technology in SME operations and the need to understand its impact on business performance in developing economies like Ghana. The research pursued three objectives: exploring awareness and perceptions of fintech adopt...
Open access
Research Article10.9734/ajeba/2025/v25i31709
This study explores the role of digital banking in promoting financial inclusion in the United States, assessing its opportunities, challenges, and policy implications. Using a comparative analysis of secondary data, policy reports, and literature reviews, the research evaluates...
Open access
Research Article10.9734/ajeba/2025/v25i31722
The paper focuses on the effect of government expenditure on economic growth in Ghana. The study sought to discover and analyze the effect of Government recurrent and capital expenditure on economic growth. The independent variables considered in this research constitute Governme...
Open access
Research Article10.9734/ajeba/2025/v25i31706
This study examines Urban Infrastructure Investments and Economic Growth, considering the role of transportation, utilities, and broadband expansion in urban economic performance in the United States from 1980 to 2022. The paper draws on historical data from the U.S. Bureau of Ec...
Open access
Research Article10.9734/ajeba/2025/v25i51793
The rapid evolution of the e-commerce industry over the past decade has been significantly driven by digital transformation, encompassing the adoption of innovative technologies and process overhauls. This research paper investigates the pivotal role digital transformation plays...
Open access
Research Article10.9734/ajeba/2025/v25i71900
Money laundering continues to pose major challenges for financial institutions and regulators, with the United Nations Office on Drugs and Crime reporting that 2–5% of global GDP is made up of illicit financial flows worldwide. The US financial sector is navigating the changing t...
Open access
Research Article10.9734/ajeba/2025/v25i51787