Normally, financial institutions issue loans to customers aiming to recover the repayments within the scheduled time. However defaults, common with digital credit, cause them significant financial risks. Advancement in technology has created digital loan products. Unfortunately,...
Open access
Research Article10.9734/ajarr/2026/v20i31305
The advent of digital credit has made much-needed funds available to a population traditionally regarded as “unbankable”. Both the use of, and demand for, these loans have increased over the past three years and continue to grow. Digital loans are characterised by distinctive fea...
Open access
Research Article10.9734/ajarr/2026/v20i101462
This study examined the impact of COVID-19 pandemic on the performance of the floriculture sector in Kenya with a specific reference and focus on Karen Roses from the year 2016 to 2021.The floriculture industry is one of the largest sectors that helps in the contribution of the K...
Open access
Research Article10.9734/ajarr/2024/v18i2609