Aims: The Pradhan Mantri MUDRA Yojana (PMMY), launched in 2015, aims to promote financial inclusion and entrepreneurship among non-corporate, non-farm micro and small enterprises. This study provides a financial analytics-based assessment of PMMY loan disbursements from FY 2016–1...
Open access
Research Article10.9734/sajsse/2025/v22i101189
The Goods and Services Tax (GST) was introduced in India with the goal of simplifying the indirect tax system, ensuring uniformity among states, increasing transparency, and promoting ease of doing business. Having these objects, consumer awareness and perception towards GST rema...
Open access
Research Article10.9734/sajsse/2025/v22i71090
Aims: This research focuses on two key dimensions of financial health: capital adequacy and asset quality. Capital adequacy, measured by Basel III norms, Debt to Equity Ratio (DER), and Leverage Ratio (LR), is pivotal in assessing a bank’s resilience to financial shocks. Meanwhil...
Open access
Research Article10.9734/arjass/2025/v23i1629