Othniel Ekow Kwainoe

Financial Literacy and Access to Finance among Small Business Owners in Ghana

Othniel Ekow Kwainoe · Asian Journal of Economics, Business and Accounting · 2026

This study examines the relationship between financial literacy and access to finance among small business owners in Ghana. Financial literacy was measured through items on budgeting, cash-flow management, interest, financial statements, borrowing costs, insurance and investment...

Open access Research Article 10.9734/ajeba/2026/v26i82349

From Tokenism to Co Governance: Rethinking Public Engagement in Urban Parking Management in Ghana

Othniel Ekow Kwainoe · Asian Journal of Environment & Ecology · 2026

Urban parking management in Ghana has largely been approached as a technical and administrative issue, with limited attention to its participatory and governance dimensions. This article examines the extent to which public engagement in urban parking management reflects meaningfu...

Open access Research Article 10.9734/ajee/2026/v25i4921