Nirmala Devi. M

Challenges in Fintech Adoption among Members of Farmer Producer Organisations – An Analysis

Maria Vinita. J, Senthilkumar. M, Anandaraja. N, Nirmala Devi. M, Gangai Selvi. R & Murugan. P.P · Journal of Scientific Research and Reports · 2024

Aim: The purpose of this study is to determine the personal, technological, and trust-related barriers that prevent farmers in Tamil Nadu from adopting fintech. The research aims to provide insights for enhancing the utilization of fintech in the agricultural sector by analyzing...

Open access Research Article 10.9734/jsrr/2024/v30i92344

A Study on Motivational Factors and the Constraints Faced by Distance Learners of ODL Certificate Course Tea Cultivation Technology

Bharathwaaj. A, Balasubramaniam. P, Sriram. N, Nirmala Devi. M & Gangai Selvi. R · Archives of Current Research International · 2024

Purpose and Scope: The purpose of this study is to explore the motivational factors that influence distance learners to enrol in the ODL Certificate Course in Tea Cultivation Technology, as well as to identify the constraints they face during the learning process. The scope of th...

Open access Research Article 10.9734/acri/2024/v24i7826