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Mukta Rani Hessa

0009-0008-6735-7035

Publications (3)

Behavioural Biases, Risk Perception and Financial Literacy in Mutual Fund Investment Decisions: A Theoretical Review

Mukta Rani Hessa · Journal of Economics, Management and Trade · 2026

Mutual funds delegate security selection to professional managers, but they do not remove behavioural demands from retail investors. Investors still decide whether to participate, which fund or fund family to select, how much risk to accept, when to contribute or redeem, and whet...

Open access Research Article 10.9734/jemt/2026/v32i101474

Rise of Self-directed Mutual Fund Investing among Young Indians: A Descriptive Analysis of the Role of Fintech and AI-Enabled Platforms

Mukta Rani Hessa & Amar Kumar Chaudhary · South Asian Journal of Social Studies and Economics · 2026

The rapid growth of fintech and AI-enabled investment platforms has significantly transformed mutual fund investing behaviour among young Indians. This study examines the rise of self-directed mutual fund investing and analyses how digital financial infrastructure, fintech access...

Open access Research Article 10.9734/sajsse/2026/v23i61336

Influence of Finfluencers on Investment Decision-Making: A Behavioral and Theoretical Review

Mukta Rani Hessa & Amar Kumar Chaudhary · Asian Journal of Economics, Business and Accounting · 2026

The rapid rise of financial influencers (finfluencers) on social media has significantly transformed the way retail investors engage with financial markets. While these influencers have made financial information more accessible, their growing influence raises important concerns...

Open access Research Article 10.9734/ajeba/2026/v26i52276