Artificial intelligence has moved from specialised analytical support to a strategic infrastructure for banking, yet evidence of transformation remains more uneven than the prevailing innovation narrative suggests. This critical narrative review examines how artificial intelligen...
Open access
Research Article10.9734/ajeba/2026/v26i82346
The purpose of this systematic literature review is to explore how financial technology innovations are transforming and disrupting the traditional financial industry and remodeling the global finance ecology. Applying the PRISMA 2020 model, we systematically reviewed 24 empirica...
Open access
Research Article10.9734/ajeba/2025/v25i122083
This article reports the results of a systematic literature review examining the potential of digital banking as a means of promoting financial inclusion. The use of digital financial technologies-mobile banking, financial technology (fintech) innovations, and digital payment mec...
Open access
Research Article10.9734/ajeba/2025/v25i51805