K K Raina

Exploring Farmers’ Experiences and Attitudes towards Agricultural Loans in Bilaspur District of Himachal Pradesh, India

Aditi Sharma, Ajay Sharma, Yachna Sharma, Kajal Sharma, Kartike Sharma & K K Raina · Journal of Experimental Agriculture International · 2026

This study was conducted to examine the socio-economic characteristics and perceptions of farmers in Bilaspur District, Himachal Pradesh, with a focus on rural agricultural loans, credit availability, farm impacts, and the role of banks and governance. The study highlighted the p...