Whether in developed or developing countries, the aging population has become a worldwide concern, and retirement financial behaviors also receive more attention. This study uses the data of American NFCS in 2018 to study the influence of consumer informal financial education on...
Open access
Research Article10.9734/ajeba/2022/v22i2330740
Using the survey data of the National Financial Capability Study in 2018, this study aims to provide empirical insight into the impact of financial capability in managing income and expenditure (MIE) on consumer financial satisfaction. To produce more accurate results, the approa...
Open access
Research Article10.9734/ajeba/2021/v21i2230522
As the merger of innovations from developing financial services for the twenty-first century, FinTech has brought payment methods into a new and electronic era, and non-cash payment is gradually becoming the mainstream for transaction activities. This study empirically investigat...
Open access
Research Article10.9734/sajsse/2021/v12i430329
With the increase in average life expectancy and the reform of pension and social welfare systems, saving has gradually become a preventive measure against risk and an important means of filling the financial gap. Meanwhile, a large and growing literature has examined the determi...
Open access
Research Article10.9734/sajsse/2021/v12i230301
With the increasingly serious problem of population aging around the world, the issue of consumer retirement planning behaviors has been highlighted in recent years. The purpose of this study is to investigate the effect of consumer financial knowledge on retirement planning beha...
Open access
Research Article10.9734/ajeba/2021/v21i830417
As a widely used technology in recent years, the use of mobile banking has been addressed by a great deal of extant research, and a large and growing body of literature has investigated its determinants as well. Utilizing data from the 2018 U.S. National Financial Capability Stud...
Open access
Research Article10.9734/ajess/2021/v16i330400
Consumer confidence in financial goals is the degree of trust expressed by consumers through the activities of setting financial goals and subsequent realization. Utilizing data from the 2018 US National Financial Capability Study, in terms of the data characteristics of the depe...
Open access
Research Article10.9734/ajess/2020/v13i430337
The purpose of this study is to examine the impacts of financial education on consumer financial planning. Using data from the 2012 Household Consumer Finance in China’s Urban Residents, this study conducts logistic regression to investigate the associations between financial edu...
Open access
Research Article10.9734/sajsse/2020/v7i230188
An increasingly prevalent topic on the associations between financial literacy and consumer financial satisfaction has been highlighted in recent years. Utilizing the data from the 2018 US National Financial Capability Study, this study conducts ordered probit regressions to exam...
Open access
Research Article10.9734/ajeba/2020/v16i230232