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Esti Wiyandari

Publications (1)

Retained-Earnings Capacity and Risk-Adjusted Bank Performance: Evidence from Indonesian Banks

Esti Wiyandari, Bahtiar Usman & Susy Muchtar · Journal of Economics, Management and Trade · 2026

Aims: To evaluate the association between retained earnings relative to equity (retained-earnings capacity) and Risk-Adjusted Return on Capital (RAROC) among listed Indonesian conventional banks. Study Design: Quantitative longitudinal study using balanced panel data. Place and D...

Open access Research Article 10.9734/jemt/2026/v32i111481