Erna Handayani

Ratio Analyses Estimating Financial Risk: Econometric Study Retail Companies the Indonesia Stock Exchange 2020-2023

Nisa Rizqi Yuniar, Naelati Tubastuvi, Erna Handayani & Restu Frida Utami · South Asian Journal of Social Studies and Economics · 2024

Aims: This study analyses the effect of activity ratios, sales growth, profitability, and company size on the financial distress of retail companies on the Indonesia Stock Exchange from 2020 to 2023. Study Design: The study uses data on activity ratios, sales growth, profitabilit...

Open access Research Article 10.9734/sajsse/2024/v21i12933

Consumptive Behavior: Are Financial Literacy, Electronic Money, Lifestyle, and Self-Control Necessary?

Ferninda Cahya Alfinna, Wida Purwidianti, Erna Handayani & Hermin Endratno · South Asian Journal of Social Studies and Economics · 2023

Aims: Consumptive behavior has become familiar to students because of the support of an increasingly modern era and the ease of buying needs or wants.   This study aims to determine whether financial Literacy, electronic Money, Lifestyle, and self-control significantly affect con...

Open access Research Article 10.9734/sajsse/2023/v20i4747