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Emmanuel M. Tonya

Publications (1)

The Moderation Effects of Demographic Variables on Trust of Mobile Phone Banking Services; a Case Study of Smallholder Farmers in Dodoma Region, Tanzania

Anicet A. Rwezaula, Bukaza L. Chachage & Emmanuel M. Tonya · South Asian Journal of Social Studies and Economics · 2022

This study analyzed the moderation effect of demographic variables on the trust in mobile phone banking services among smallholder farmers in the Dodoma Region. The study employed a quantitative research design with cross-sectional field surveys and structured questionnaires were...

Open access Research Article 10.9734/sajsse/2022/v14i430394