Ashwath R

Analyzing the Financial Performance of the Pradhan Mantri MUDRA Yojana in India 2016-2024: An Econometric Case Study

Ashwath R & Sachindra G R · South Asian Journal of Social Studies and Economics · 2025

Aims: The Pradhan Mantri MUDRA Yojana (PMMY), launched in 2015, aims to promote financial inclusion and entrepreneurship among non-corporate, non-farm micro and small enterprises. This study provides a financial analytics-based assessment of PMMY loan disbursements from FY 2016–1...

Open access Research Article 10.9734/sajsse/2025/v22i101189

An Evaluation of the Financial Performance of Indian Public Sector Banks with Special Reference to Capital Adequacy and Asset Quality

Ashwath R & Sachindra G R · Asian Research Journal of Arts & Social Sciences · 2025

Aims: This research focuses on two key dimensions of financial health: capital adequacy and asset quality. Capital adequacy, measured by Basel III norms, Debt to Equity Ratio (DER), and Leverage Ratio (LR), is pivotal in assessing a bank’s resilience to financial shocks. Meanwhil...

Open access Research Article 10.9734/arjass/2025/v23i1629