This study assessed the contribution of NMB Wakala agency banking to the livelihoods of agents in Morogoro Municipality, Tanzania. Guided by Social Capital Theory, the research explored the income changes experienced by agents and the skills acquired through their participation....
Open access
Research Article10.9734/ajeba/2025/v25i71890
This study evaluates the level of cybersecurity awareness among customers of NMB Bank Plc in Morogoro Municipality, Tanzania, in the context of the increasing adoption of digital banking services. The rapid digitalisation of banking platforms has created new opportunities for fin...
Open access
Research Article10.9734/ajeba/2025/v25i71885
Background: Small and Medium-sized Enterprises (SMEs) are critical to economic development, contributing significantly to employment, income distribution, and poverty alleviation. Despite their importance, SMEs often face challenges in accessing finance, particularly from commerc...
Open access
Research Article10.9734/ajeba/2024/v24i101514
This study aims to investigate the effects of working capital management (WCM) components on financial performance of Sokoine University of Agriculture (SUA), focusing on how variations in the Average Collection Period (ACP), Average Payment Period (APP), Inventory Conversion Per...
Open access
Research Article10.9734/ajeba/2024/v24i91506
Purpose: This study investigates the determinants of export performance for tree seeds by the Tanzania Forest Services (TFS) through an analytical framework grounded in the Resource-Based View (RBV) theory. It aims to identify and analyze the influence of Foreign Market Character...
Open access
Research Article10.9734/ajeba/2024/v24i91501
Purpose: This study investigates the role of commercial bank loans on the performance of small and medium-sized enterprises (SMEs) in Morogoro Municipality, Tanzania. It examines how commercial bank loans affect SME financial performance, providing a comprehensive understanding o...
Open access
Research Article10.9734/ajeba/2024/v24i91485
Audit committees are important parts of an entity’s governance structure which play a significant role in assisting entities in achieving their planned objectives. This study aimed at assessing the factors affecting audit committees’ effectiveness in the selected public authoriti...
Open access
Research Article10.9734/ajeba/2022/v22i2230719
Agricultural sector plays a pivotal role in the Tanzanian economy in such a way that it qualifies as the major trigger of sustainable and robust growth of the country’s economy. Though agriculture in Tanzania is largely under small scale, smallholder farmers earn little income an...
Open access
Research Article10.9734/ajeba/2022/v22i630572