Aashi Jain

Determinants and Heterogeneity of District Level Financial Inclusion in Rajasthan, India: Evidence from Swamy’s Panel Data Random Coefficient Model

Aashi Jain & C. R. Bishnoi · Asian Journal of Economics, Business and Accounting · 2026

Financial inclusion promotes access to affordable financial services for marginalised groups, supporting economic growth. However, many households in India remain financially excluded despite banking sector progress. This study examines the heterogeneity and determinants of finan...